In our personal finances, we're always told to pay ourselves first - put money aside off the top for savings and investing to build a nest egg and have our money grow. In our personal lives, we usually pay ourselves last - giving our all to children, work, family and friends, then finding there is nothing left over. It can leave you feeling burnt out, dumpy and a little depressed.

It's a new year and time for a new plan. How can you feel energetic, confident and adventurous when you don't inv...
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